If you borrowed money to finance your college education, you are in good company. According to data from FICO, the average student owes educational financiers $27,253; a figure which represents a 58% rise since 2005. The following tips will come in handy as you prepare to repay your student loan. […]
Tag Archives: business
October 26, 2013
October 25, 2013
The European Network of Scientists for Social and Environmental Responsibility has come out to strongly criticize the assertion that genetically modified crops are now safe. This is after the biotech giants Syngenta and Monsanto were awarded the 2013 World Food Prize.
The coalition brings together over 90 academics, scientists and physicians. In a statement, the network seeks to address widespread claims in circulation purporting that the GMO debate is now over.
The statement quotes a number of recent studies which have suggested that genetically modified foods are either allergic or toxic. The scientists also assert that there has not been adequate testing of GMOs to warrant any definitive claims about their safety.
October 14, 2013
Lee Epstein, attorney and land use planner working for sustainability in the mid-Atlantic region, recently discussed Augusta’s master plan for revitalization, on the National Resource Defense Council (NRDC) Staff Blog. Below is a summary and highlight of the key points covered.
The city of Augusta has many faces: some see the sweet green golf courses with fiendish sand traps, while others see it as their home, a heart of the South and third-largest city in the state.
Distressingly, the city has begun to lose its luster, in tune with many other great cities in the United States. These cities are fading due to a combination of empty downtown areas and an increase in suburban sprawl.
The neighborhoods could definitely do with some renovation. Not all is lost, however; the Augusta Sustainable Development Implementation Program has come up with intensive plans to revitalize this old Southern belle of a city.
The Augusta Sustainable Development Implementation Program (ASDIP) has paired up with the US Department of Housing and Urban Development to use one of their challenge grants to revitalize Augusta and its empty neighborhoods. The project’s main goal is to upgrade Augusta, injecting sustainable economic development, enhanced transportation, and improved neighborhoods to bring the city back to life. The program is focused on results, not just plans.
They hope to work wonders on Downtown Augusta – ranging from the 4.5 mile long Dean’s Bridge Road, to the Regency Mall and through the neighborhoods near the rail yards. Like many malls in America, Regency Mall slowly faded and then died, becoming an abandoned relic. With the ASDIP program in place, it would become a village center, while the neighborhoods leading to the mall would offer the basic amenities needed to sustain a bustling community. These would include farmer’s markets, grocery stores, medical clinics, and small restaurants – all the ingredients needed to create a successful neighborhood. During the rebuilding process, they will also add some mixed-unit and higher density housing, though older neighborhoods will likely remain untouched.
Another large focus of the project would be transportation. Without accessibility, the revitalized sections would never flourish. Many elderly or mid-to-lower income residents don’t have cars or do not drive, so a renewed public transport system will be required to ferry them to the rejuvenated sections of Augusta. The program will also create better walking areas, with repaved sidewalks and more sitting areas in shady sections, as well as pedestrian walkways and crossing areas. Bike lanes will also be implemented and made safer.
The hub of the transport reform would be a new transit center to replace an old bus transfer station. At the same time, a nearby building will be rebuilt to become a pedestrian shopping and commercial village.
They hope to improve the number of parks and playgrounds, as well as renew previously existing ones. The program looks to acquire more land for public parks in strategic neighborhood locations, as well as improve storm water management and other green projects. The public areas would be enriched by public art and mixed-use centers for everyone, creating a welcoming, friendly neighborhood feeling.
Most impressively, this project has been meticulously planned for and articulated, with required costs enumerated and accounted for. Specific proposals have also been evaluated, together with potential funding sources – both public and private. The Augusta Sustainable Development Implementation Program members appear to have spared no effort to make this program successful, identifying all possible ways of fulfilling their plans for urban development as well as managing vacant housing. All in all, this project stands to be one of Augusta’s best chances for revitalization – restoring its former glory as well as propelling it towards the future.
October 2, 2013
In today’s society, you might think that a college degree is required in order to land a great job. But college just isn’t in the cards for some of us. We don’t have the time, the money, or the mindset. If you are one of these people, don’t lose hope! There are plenty of great jobs out there that do not require a college degree.
The majority of all working-class individuals in the United States (as of 2013) do not hold a college degree. Does this surprise you? These people aren’t just delivering pizza or driving garbage trucks. In fact, 30% of these people earn more money than college grads. With diligence and dedication, it is very possible to have a rewarding career without spending all that money on tuition. Based on projected job growth and salary, here are the top five jobs that do not require a college degree:
#5 – Dry Wall Taper
If you like to be on your feet and use your hands, this might be a good job for you. A dry wall taper prepares walls for paint after they have been installed. This vocation doesn’t require a high school diploma, an apprenticeship, or a technical degree. You can simply learn the trade from experienced workers. The construction industry is expected to grow as the economy improves. The average salary for a dry wall taper is $45,490. Keep in mind that you will be working in a construction environment and will have to deal with the elements, dangerous materials, and loud noises.
#4 – Electrician
An electrician is someone humanity will always need, especially considering how technology is advancing. The average salary for these guys is $48,250. Electricians work in all types of buildings from private apartments to offices to stadiums. The more gadgets we develop, the more we need people who know how to fix them. Although you won’t need a college degree to be an electrician, you will need to go through an apprenticeship – but you get paid while you learn! Because you are working with electricity, there is always the rare danger of electrocution.
#3 – Commercial Pilot
If you’re not afraid of heights and have good eyesight, consider becoming a pilot. Although airlines have suffered recently, they are projected to add 6,900 jobs by 2020. The average salary for a commercial pilot is $67,500 (that’s $26,000 more than the average full-time employee). The only requirement for this profession is a commercial pilot’s license and some time at a local flight school. Although many airlines prefer pilots with two- or four-year degrees, it is very possible to become a respected commercial pilot with experience and a pilot’s license. The downside is that you will be away from home a lot as you bounce from city to city.
#2 – Brickmason/Blockmason
The average brickmason earns $46,930 each year. By 2020, the workforce is projected to grow by over 36,000 individuals. With our rapidly increasing population, there is always a need for new hospitals, schools, and homes. Brickmasons are craftsmen who work for construction contractors. Growing urban areas are where they see the most business. Brickmasons are expected to complete a paid apprenticeship lasting three or four years. They will also pick up skills on the job from more experienced workers. Just like any construction job, masons are exposed to the weather along with dangerous materials and loud noises. Make sure to wear your helmet!
#1 – Pile-Driver Operator
Are you a high school grad good with machines? Pile-driver operators make 19% more money than the US average. With on-the-job training, you can become a pile-driver operator in no time. The average salary for this profession is $47,860. In this job, you might work on oil rigs, cranes, barges, or skids. Using large machines, you will drive construction supports deep into the ground. If you’re interested in this job, look towards Louisiana and the Gulf Coast. Demand for pile-driver operators is expected to grow nearly three times the rate of all other US jobs in upcoming years. This job may be a little more dangerous than the average job, but if you like to use big machines and work outside, it might just be the perfect job for you.